There’s a reason why mastering your UOB One Account can be a game-changer for your finances. With a UOB One Debit Card, you have the opportunity to earn up to 3% cashback on crucial expenses such as dining, online shopping, groceries, and transport. This insightful guide will walk you through the steps to maximise your savings, earn bonus interest, and make the most out of your UOB One Account.
Key Takeaways:
- UOB One Debit Card Benefits: Enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more with your UOB One Debit Card.
- Maximising Savings: Earn up to 6% p.a. interest by spending min. S$500 on an eligible UOB Card and crediting a salary of min. S$1,600 or making 3 GIRO transactions monthly.
- Bonus Interest Tracking: Track your progress towards earning bonus interest monthly with the UOB TMRW app.
- Mighty FX Benefits: Bundle your One Account with Mighty FX for shockingly good exchange rates and no conversion fees.
- Expert Tips: Manage your expenses efficiently with UOB Insights, monitor inflows, outflows, and receive reminders and alerts to avoid missed payments.
Skip to the good part with One Account
Maximise your savings in just two steps
On your UOB One Account, you can maximise your savings in just two simple steps. Firstly, spend a minimum of S$500 monthly on an eligible UOB credit/debit card. Secondly, credit a minimum salary of S$1,600 monthly into your UOB One Account or make 3 GIRO debit transactions per month to start earning higher interest on your savings. By following these steps, you can earn up to S$6,000 in interest per year.
We make it so easy
The UOB One Account makes it incredibly easy for you to earn bonus interest on your savings. Whether you choose to make 3 GIRO payments or credit your salary, you still earn bonus interest, keeping it flexible for you to achieve your financial goals effortlessly. Tracking your progress towards earning bonus interest monthly can be done conveniently with the UOB TMRW app.
The UOB One Account simplifies the process of maximising your savings and earning bonus interest. By spending on an eligible UOB Card and either crediting your salary or making 3 GIRO transactions monthly, each step you take brings you closer to greater financial rewards.
Don’t miss out on interest
This is where you don’t want to miss out! By tracking your progress towards earning bonus interest monthly with the UOB TMRW app, you ensure that you stay on top of your financial growth. The UOB One Account offers additional perks, such as a UOB One Debit Card that provides up to 3% cashback on various categories, making it even more rewarding for you.
Don’t overlook the importance of tracking your progress and never missing out on the opportunity to earn bonus interest. The UOB One Account ensures that your efforts in managing your finances are duly rewarded, putting you on the path to financial success.
Greater perks
Make the most of your UOB One Account by taking advantage of the greater perks it offers. Your UOB One Debit Card allows you to earn up to 3% cashback on dining, online shopping, groceries, transport, and more. This additional benefit makes your financial journey even more rewarding, providing you with incentives for your everyday spending habits.
Understanding Shockingly good exchange rates, with no conversion fees
With Mighty FX multi-currency account available for bundling with your One Account, you can enjoy shockingly good exchange rates with no conversion fees. This feature allows you to convert currencies hassle-free, ensuring that you are always prepared for travel, shopping, and investments. Managing different currencies becomes a breeze with no additional charges, saving you time and money in the process.
Two simple steps to earn up to S$6,000 in interest a year
The power of consistent savings
Keep your goals in sight with the UOB One Account. To maximise your savings potential, all it takes is two simple steps. By spending a minimum of S$500 monthly on an eligible UOB credit/debit card and either crediting a minimum salary of S$1,600 monthly into your UOB One Account or making three GIRO debit transactions per month, you could earn up to S$6,000 in interest annually. The key lies in consistent savings habits that can help you achieve your financial targets.
Boost your interest with everyday transactions
To further boost your interest and savings, consider leveraging your everyday transactions with the UOB One Account. By spending a minimum of S$500 on an eligible UOB card and crediting your salary via GIRO, you can enjoy up to 4.00% p.a. interest on deposits of S$150,000. This means your everyday purchases and financial habits can work in your favour, helping you earn more money in interest each year.
Additionally, your UOB One Debit Card offers up to 3% cashback on various categories, such as dining, online shopping, groceries, and transportation. By making smart choices with your spending and utilising the benefits of your UOB One Account, you can see significant growth in your savings over time. Consistent usage of your account and card for daily transactions can lead to substantial rewards in the long run.
Here’s how your bonus interest on your savings add up
Breakdown of the bonus interest calculation
Your bonus interest on your savings with your UOB One Account is calculated based on two main factors: your monthly average balance and your qualifying transactions. The total interest you earn is a combination of Base Interest and Bonus Interest. Base Interest is set at 0.05% p.a., while Bonus Interest is paid on balances up to S$150,000 in your account. The Bonus Interest is calculated monthly, based on your monthly average balance.
By spending a minimum of S$500 on an eligible UOB Card each month, you can earn additional Bonus Interest. If you also make 3 GIRO debit transactions per month, you can maximise your bonus interest potential even further. Each requirement adds to your total interest earned, helping you grow your savings effectively.
Tracking your progress towards earning bonus interest is made easy with the UOB TMRW app. By monitoring your transactions and ensuring you meet the criteria, you can ensure that you never miss out on the opportunity to earn extra interest on your savings.
Maximising your bonus interest potential
Any spare change you have in foreign currency can easily be converted back to SGD with Mighty FX, ensuring you don’t lose out on potential savings. By bundling your One Account with Mighty FX, you can enjoy shockingly good exchange rates with no conversion fees. This allows you to make the most of your savings and investment opportunities without incurring unnecessary costs.
Bonus: In addition to earning bonus interest on your savings, you also have the opportunity to win up to S$1,000 guaranteed cash and NTUC shopping vouchers worth S$12,000 in a lucky draw. By actively participating in promotions and maximising your transactions, you can not only grow your savings but also stand a chance to win exciting prizes.
With the potential to earn up to 6% p.a. interest on your savings through the UOB One Account, coupled with the additional benefits and rewards, you have the power to effectively manage and grow your finances to achieve your financial goals.
One Account calculator
Add some Pow-Wow to your savings!
Unlike other savings accounts, your UOB One Account offers a unique way to boost your savings through a combination of spendings and transactions. By spending a minimum of S$500 monthly on an eligible UOB Card and either crediting your salary with a minimum of S$1,600 or making 3 GIRO transactions each month, you can unlock a host of benefits. With the ability to earn up to 6% p.a. interest on your savings, this account is a game-changer in the world of banking.
Maximise the perks that come with your UOB One Account by utilising the One Debit Card that accompanies it. Enjoy up to 3% cashback on various everyday expenses such as dining, online shopping, groceries, and transportation. This added bonus enhances the overall value of your account, putting more money back in your pocket each time you spend.
By tracking your progress towards earning bonus interest with the UOB TMRW app, you can stay on top of your financial goals effortlessly. Monitor your monthly average balance and see how your savings grow over time. With the maximum effective interest rate of 4.00% p.a. for deposits of S$150,000 when meeting specific criteria, you have the potential to earn substantial returns on your savings with your UOB One Account.
Meet the Power Duo that gives you up to S$9,000 p.a. interest
Introducing the UOB One Account and UOB One Card
To truly maximise your savings potential, you need to meet the formidable duo of the UOB One Account and UOB One Card. These two financial powerhouses work hand in hand to provide you with up to S$9,000 in annual interest. An imperative component of this duo is the UOB One Account, offering you up to 6% p.a. interest when you spend a minimum of S$500 on your eligible UOB Card and credit your salary or make 3 GIRO transactions monthly. The UOB One Card, on the other hand, gives you up to 3% cashback on various categories such as dining, online shopping, groceries, transport, and more.
How the Power Duo works together
On one hand, the UOB One Account rewards you for your financial discipline by providing you with bonus interest based on your spending and monthly transactions. By combining it with the UOB One Card, you unlock even more benefits such as cashback on everyday expenses. Understanding how these two work together can significantly boost your savings and help you reach your financial goals faster. The UOB One Card complements the UOB One Account by offering additional perks like cashback on specific spending categories.
Understanding the synergy between the UOB One Account and UOB One Card is crucial to making the most out of this powerful combination. By strategically utilising both products, you can take full advantage of the rewards and benefits they offer. With up to S$9,000 in potential annual interest, this dynamic duo can be a game-changer for your financial success. So, make sure to leverage their collective power to supercharge your savings and enjoy a wealthier tomorrow.
Get up to S$230 cash when you save with UOB
Eligibility and terms
Save up to S$230 cash when you meet the eligibility criteria set by UOB. In order to qualify for this cash reward, you need to spend a minimum of S$500 on an eligible UOB Card and credit your salary or make 3 GIRO transactions monthly. It’s important to track your progress monthly on the UOB TMRW app to ensure you don’t miss out on the bonus interest. Be mindful of, terms and conditions apply, so make sure you familiarise yourself with them before applying.
How to redeem your cash reward
Eligibility for redeeming your cash reward is straightforward. By simply spending a minimum of S$500 on an eligible UOB Card and fulfilling the salary credit or GIRO transaction requirements, you position yourself to receive the cash reward. Once you meet these criteria, follow the instructions provided by UOB to claim your S$230 cash reward. It’s a great way to maximise your savings potential with UOB.
Another key aspect to consider when redeeming your cash reward is to ensure that you follow the redemption process accurately and within the stipulated time frame. Missing out on any step or deadline could result in forfeiting the cash reward, so be diligent in completing all requirements. By staying on top of the process, you can successfully secure your cash reward and enjoy the financial benefits it brings.
Get up to S$130 cash when you pay your bills, credit your salary and dividends with UOB!
Eligibility and terms
The eligibility criteria to receive up to S$130 cash with UOB are straightforward but vital. To qualify, you must pay your bills, credit your salary, and dividends with UOB. Ensuring that these transactions are consistently carried out will guarantee you the cash reward. It’s important to note that there may be specific terms and conditions that apply, so be sure to review these thoroughly to maximise your reward potential.
How to redeem your cash reward
For those aiming to redeem their cash reward of up to S$130, the process is simple and convenient through UOB. Once you have completed the necessary transactions of paying your bills, crediting your salary, and dividends, keep an eye on your account activity. UOB will process your reward efficiently, ensuring you receive the cashback promptly. Remember to stay on top of your transactions to make sure you meet the requirements for the cash reward.
Additionally, should you have any questions about redeeming your cash reward, do not hesitate to reach out to UOB’s customer service team. They are equipped to provide you with any further guidance or assistance to ensure a seamless redemption process.
For a hassle-free experience when redeeming your cash reward of up to S$130, be sure to familiarise yourself with the redemption process outlined by UOB. By following their instructions and staying proactive in your transaction management, you can successfully access the cashback you deserve. Don’t miss out on this opportunity to make the most of your UOB One Account benefits and enjoy the financial rewards it offers.
The Big Savings Payout is here!
What is the Big Savings Payout?
Despite your daily expenses, you have the opportunity to benefit from the Big Savings Payout. This exciting offer allows you to receive up to S$1,000 guaranteed cash when you top up an eligible UOB savings account. Additionally, you could be one of 10 winners to share NTUC shopping vouchers worth S$12,000 in the lucky draw. This means not only saving, but potentially gaining through this exclusive promotion.
For those aiming to combat inflation and secure their financial future, the Big Savings Payout presents a valuable opportunity. By participating now, you can make a significant step towards financial stability while potentially earning additional rewards to enhance your savings strategy.
For those who seize this chance to participate and potentially win, the Big Savings Payout offers a unique and rewarding way to boost your savings and secure your financial future.
How to qualify for the payout
On top of the benefits of the Big Savings Payout, to qualify for the payout, all you need to do is spend a minimum of S$500 on an eligible UOB Card and credit your salary or make 3 GIRO transactions monthly. By fulfilling these requirements, you will not only be on your way to earning bonus interest but also positioning yourself to potentially win attractive rewards.
Savings: The Big Savings Payout offers a unique opportunity to enhance your savings plan by not only benefiting from potential bonus interest but also standing a chance to win exceptional rewards. By simply meeting the qualifying criteria, you can take a significant step towards securing your financial future and achieving your savings goals.
Sign up for Mighty FX and get a USD20 Airalo eSIM voucher (worth up to 10GB data)
What is Mighty FX?
Despite the myriad of options available for currency exchange, Mighty FX stands out for its shockingly good exchange rates and no conversion fees. By bundling your One Account with Mighty FX, you can enjoy unbelievably good conversion rates with no hassle. With a variety of 11 popular currencies to choose from, including AUD, JPY, and USD, you can easily convert unused foreign currency back to SGD. This ensures you don’t get stuck with loose change and have access to competitive rates just as good as what you see online.
Maximise your One Account by bundling it with Mighty FX to make currency exchange effortless and cost-effective.
Managing your expenses becomes easier than ever with UOB Insights. Monitor your inflows and outflows easily to keep track of your expenses and payments with friendly reminders and alerts. By bundling your One Account with Mighty FX, you can stay on top of your international transactions and exchange rates without the hassle.
How to redeem your voucher
Your mighty FX eSIM voucher worth USD20 can be redeemed effortlessly. Simply follow the steps provided by Airalo to claim your voucher and enjoy up to 10GB of data. With this offer, you can enhance your connectivity and stay connected while travelling internationally. The USD20 Airalo eSIM voucher enables you to access data in multiple countries, making it a valuable addition to your travel vitals. Don’t miss out on this opportunity to stay connected with ease.
Redeem your USD20 Airalo eSIM voucher and enjoy seamless connectivity with up to 10GB of data for your international travels.
Unlock exclusive rewards on campus with UOB One Debit Visa Card
What are the exclusive rewards?
One of the key benefits of using your UOB One Debit Visa Card on campus is the opportunity to earn up to 3% cashback on various purchases such as dining, online shopping, groceries, and transport. This means that every time you swipe your card, you are not only making a payment but also earning rewards that can help you save money in the long run.
Furthermore, by using your UOB One Debit Visa Card on campus, you are automatically eligible to participate in exclusive promotions and lucky draws, giving you the chance to win exciting prizes such as shopping vouchers worth S$12,000. This provides an added incentive to make the most out of your card and maximise the benefits it offers.
With the UOB One Debit Visa Card, you can truly elevate your campus experience by turning your everyday transactions into valuable rewards and savings.
How to get started
An important first step to start enjoying the exclusive rewards offered by your UOB One Debit Visa Card is to ensure that you meet the eligibility criteria. This includes spending a minimum of S$500 per calendar month on your card and actively participating in the specified transactions such as dining, online shopping, and groceries. By consistently using your card for these transactions, you can unlock the full potential of the rewards programme and make the most out of your card.
Additionally, it is vital to keep track of your transactions and monitor your progress towards earning cashback and rewards. This can be easily done through the UOB TMRW app, which provides you with real-time updates on your spending and rewards accumulation.
By following these simple steps and making the most out of your UOB One Debit Visa Card, you can enjoy a host of exclusive rewards and benefits while enhancing your overall campus experience.
Things you should know
Important notes and disclaimers
With many benefits and opportunities for earning bonus interest, it’s important to stay informed about the terms and conditions of your UOB One Account. Ensure to track your progress monthly on the UOB TMRW app to never miss out on bonus interest. Additionally, remember that to maximise your savings with your account, you need to meet specific criteria such as spending a minimum of S$500 on an eligible UOB Card and crediting your salary or making 3 GIRO transactions monthly.
As you navigate the features and offerings of your UOB One Account, be mindful of the requirements for earning bonus interest and cashback. Understanding the details of your account will empower you to make the most out of your financial management and savings goals. Always refer to the terms and conditions provided to ensure a smooth and rewarding banking experience.
Keep in mind that while the UOB One Account presents great opportunities for earning interest and cashback, it’s important to manage your expenses wisely and consistently review your financial activities. By staying informed and engaged with your account, you can make the most of the benefits it offers and work towards achieving your financial objectives effectively.
Frequently asked questions
Any queries or uncertainties you may have about your UOB One Account can be addressed through the UOB TMRW app or by contacting the bank’s customer service. If you are unsure about the eligibility criteria or the process for earning bonus interest, do not hesitate to seek clarification. Understanding how your account works is crucial for making informed financial decisions.
Notes: Remember to regularly check for updates and notifications regarding your UOB One Account to stay informed about any changes in terms or benefits. By actively engaging with your account and seeking clarity on any doubts or questions you may have, you can effectively manage your finances and maximise the advantages of your account.
Deposit Insurance Scheme
What is the Deposit Insurance Scheme?
Insurance is crucial when it comes to safeguarding your hard-earned money. The Deposit Insurance Scheme (DIS) in Singapore is designed to provide peace of mind to depositors by offering protection for their bank deposits. Under the DIS, your eligible deposits are insured up to S$75,000 per depositor per Scheme member, including commercial banks like UOB. This means that in the unfortunate event that a Scheme member fails, you can rest assured that your deposits are protected.
It is important to note that not all deposits are covered under the DIS. For example, deposits such as structured deposits, investment products, and foreign currency deposits are not included in the scheme. Therefore, it is necessary to understand the coverage and exclusions to ensure that your deposits are appropriately protected.
By being aware of the Deposit Insurance Scheme and how it works, you can have confidence in the security of your deposits. Knowing that your funds are safeguarded up to a certain limit can give you peace of mind and financial security.
How does it protect your deposits?
The Deposit Insurance Scheme protects your deposits by providing insurance coverage up to S$75,000 per depositor per Scheme member. This means that in the event of a bank failure, you are guaranteed to receive compensation for your eligible deposits, ensuring that you do not lose your hard-earned money. This protection is crucial as it safeguards your funds and provides financial security in uncertain times.
Furthermore, the DIS instills trust in the banking system and encourages depositors to have confidence in maintaining their deposits with financial institutions. This not only benefits individual depositors but also contributes to the overall stability of the banking sector.
Your awareness of the Deposit Insurance Scheme and its protective measures is key to ensuring the safety of your deposits. By understanding how the scheme operates and the level of coverage it provides, you can make informed decisions about where to deposit your funds and how to manage your financial assets effectively.
Ready to apply? Open and transact with your account instantly.
Online application process
On the UOB website, you can easily apply for your UOB One Account and start transacting instantly. Simply provide your personal details, agree to the terms & conditions, and set up your account online. The process is quick and user-friendly, ensuring a seamless experience for you.
Remember: Ensure you have your identification documents and relevant information on hand to speed up the process. Once your application is submitted and approved, you can start using your UOB One Account immediately.
Experience the convenience of opening an account online and enjoy the benefits that come with managing your finances efficiently.
Required documents and information
Required documents for opening a UOB One Account typically include your identification proof, proof of address, and income information. Have your NRIC, employment details, and salary information ready when applying. These details are crucial for the bank to verify your identity and ensure a smooth account opening process.
Important: Make sure all documents are valid and up to date to avoid any delays in the application process. Providing accurate and complete information will help expedite the approval process for your UOB One Account.
By gathering the necessary documents and information beforehand, you can ensure a hassle-free application experience and start utilising your UOB One Account instantly.
Bundle up for even more benefits
One Account with One Card
Account Unlike other accounts, your UOB One Account offers a range of benefits when paired with the UOB One Debit Card. With this card, you can enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more. This extra perk allows you to make the most out of your everyday expenses, turning them into savings effortlessly.
Joint One Account
Account If you are looking to share your financial goals with a partner, the Joint One Account is the ideal solution. By opening a joint account, you and your partner can combine your resources to maximise your savings potential. This shared account allows both of you to earn bonus interest based on your combined spending and transactions, helping you reach your financial targets faster.
Card Joint accounts can be a great way to work towards your shared financial objectives. With the Joint One Account, both you and your partner can enjoy the benefits of the UOB One Debit Card, earning cashback on various spending categories. This collaborative approach to banking can lead to significant savings and financial growth for both parties.
One Account with Mighty FX
To Take your savings to the next level by combining your One Account with Mighty FX. This powerful duo offers shockingly good exchange rates with no conversion fees, allowing you to make international transactions with ease. By bundling these accounts, you can enjoy unbeatable conversion rates on 11 popular currencies, including AUD, JPY, and USD.
Joint By linking your One Account with Mighty FX, you can simplify your currency conversion processes and access a wider range of currencies without incurring additional fees. This partnership enhances the versatility of your account, making it a valuable tool for travel, shopping, and investments. With this dynamic combo, you can ensure that your funds are working harder for you, whether at home or abroad.
Make banking simpler with these services
Get deeper insight into your interests
To get a deeper insight into your interests and make the most of your UOB One Account, you can track your progress monthly using the UOB TMRW app. This allows you to monitor your savings goals and ensure you never miss out on bonus interest. By staying on top of your financial progress, you can maximise the benefits of your account and make informed decisions about your money management.
With the UOB One Account, you have the opportunity to earn up to 6% p.a. interest by simply spending a minimum of S$500 on an eligible UOB Card and crediting your salary. By utilising the insights provided by the app, you can track your spending and savings behaviour, ultimately helping you achieve your financial goals faster.
By regularly checking your progress and staying informed about your account activity, you can ensure that you are making the most of the benefits offered by your UOB One Account. With the convenience of tracking your interests through the UOB TMRW app, managing your finances has never been easier.
Withdraw cash via your phone
To make banking even simpler, you can withdraw cash via your phone using the UOB One Account. With this convenient feature, you can access your funds anytime, anywhere, without the need for physical cash withdrawals. Simply log in to your account through the UOB mobile app and follow the instructions to withdraw cash securely and efficiently.
With the option to withdraw cash via your phone, you can enjoy added flexibility and convenience in managing your finances. Whether you need cash for emergencies or day-to-day expenses, this feature ensures that you can access your funds with ease whenever you need them. By utilising this service, you can streamline your banking experience and make transactions more convenient than ever.
By taking advantage of the cash withdrawal feature on your mobile phone, you can enjoy greater control over your finances and access your funds quickly and securely. This convenient service adds another layer of flexibility to your banking experience, allowing you to manage your money with ease.
Make payments simpler
One of the key benefits of the UOB One Account is the ability to make payments simpler. With features such as GIRO transactions and salary crediting, you can easily manage your bills and expenses without the hassle of manual payments. By setting up automatic payments through your account, you can ensure that your financial obligations are met on time, every time.
With the UOB One Account, you can enjoy seamless payment processing and greater convenience in managing your finances. Whether it’s paying utility bills, loans, or credit card payments, you can streamline your transactions and avoid late fees by utilising the payment features offered by your account. By making payments simpler, you can stay on top of your financial commitments and maintain good financial health.
By leveraging the payment services available with your UOB One Account, you can simplify your financial management and enjoy greater peace of mind. With the flexibility to set up automatic payments for your bills and expenses, you can save time and effort while ensuring that your financial responsibilities are met promptly.
Better commutes with SimplyGo
In the matter of commuting, the UOB One Account offers the convenience of using SimplyGo for seamless travel payments. By linking your UOB One Debit Card to SimplyGo, you can enjoy hassle-free journeys on public transport without the need for physical cards or top-ups. Simply tap your card to pay for bus and train rides, making your daily commute more efficient and convenient.
With SimplyGo, you can enjoy the convenience of cashless payments for your daily commutes, eliminating the need for physical cards and ensuring a smooth travel experience. By utilising this feature, you can simplify your daily routines and make your journeys more efficient. Whether you’re travelling to work or exploring the city, SimplyGo makes commuting hassle-free.
By taking advantage of SimplyGo with your UOB One Debit Card, you can enjoy a more convenient commute and streamline your travel payments. With the ability to tap and go for bus and train rides, you can make your daily journeys easier and more seamless while maximising the benefits of your UOB One Account.
Here’s something else you may like
UOB Stash Account
For those looking to maximise their savings, the UOB Stash Account is a great option. By simply crediting your salary of at least S$1,600 monthly or making 3 GIRO transactions per month, you can earn attractive interest rates. The flexibility of this account allows you to easily track your progress towards earning bonus interest through the UOB TMRW app. Plus, with the UOB One Debit Card that comes with the account, you can enjoy up to 3% cashback on various spending categories.
UOB EVOL Card
One of the key benefits of the UOB EVOL Card is the opportunity to earn cashback on your daily spending. With up to 3% cashback on dining, online shopping, groceries, and more, this card is designed to reward your everyday purchases. By meeting the minimum spend requirements, you can unlock attractive cashback rates and enjoy the convenience of a UOB credit card. The UOB EVOL Card is a great addition to your financial tools, offering both convenience and savings.
For more information: The UOB EVOL Card is perfect for those who want to earn rewards on their regular spending. With cashback opportunities on a wide range of categories, this card makes it easy to get more out of your purchases. Whether you’re dining out, shopping online, or buying groceries, the UOB EVOL Card rewards you for your everyday expenses.
UOB Home Loan
For those looking to purchase a property, the UOB Home Loan offers competitive rates and flexible repayment options. With the opportunity to finance your dream home at favourable terms, this loan is designed to meet your housing needs. Whether you’re a first-time buyer or looking to refinance your existing property, the UOB Home Loan provides a range of benefits to suit your requirements. By choosing UOB for your home financing, you can enjoy peace of mind and expert guidance throughout the process.
For more information: The UOB Home Loan is a reliable option for individuals seeking a home financing solution. With attractive rates and a variety of repayment options, this loan can help you achieve your property ownership goals. Whether you’re purchasing a new home or refinancing your current property, the UOB Home Loan offers the support and flexibility you need to make informed decisions.
We’re here to help
Have a question?
Help is just a click away if you have a question about your UOB One Account. Whether it’s about earning bonus interest, understanding cashback benefits, or simply navigating the UOB TMRW app, our expert team is here to provide you with the answers you need. Don’t hesitate to reach out and let us guide you towards making the most of your account.
Contact us
If you require further assistance or have a specific query regarding your UOB One Account, our dedicated customer support team is ready to assist you. You can contact us via phone, email, or visit one of our branches for in-person assistance. We are committed to ensuring that your banking experience with UOB is seamless and convenient.
Contact our customer service team today to address any concerns or queries you may have. We are here to provide you with the support and guidance you need to optimise your account benefits and achieve your financial goals.
Locate us
If you prefer face-to-face interactions or need immediate assistance, you can easily locate a UOB branch near you using our branch locator tool. Our friendly staff will be more than happy to assist you with any queries or issues you may have regarding your UOB One Account. Visit us today and experience personalised service tailored to your banking needs.
This convenient service allows you to find the nearest UOB branch or ATM at your fingertips. Simply enter your location to discover the closest UOB banking facilities and get the assistance you need without delay.
UOB TMRW, the app built around you
For a seamless and personalised banking experience, UOB TMRW is the app designed to cater to your individual needs. From tracking your bonus interest progress to managing your expenses and payments, the app offers a range of features to simplify your banking experience. Download the app today and start taking control of your finances effortlessly.
Have all your banking needs at your fingertips with the UOB TMRW app. Enjoy the convenience of tracking your progress towards earning bonus interest, managing your expenses, and receiving timely alerts and reminders to stay on top of your financial goals. Harness the power of technology to streamline your banking experience and maximise the benefits of your UOB One Account.
The journey to mastering your UOB One Account has been laid out clearly in this expert guide. By following the two simple steps of spending a minimum of S$500 on an eligible UOB Card and either crediting your salary or making three GIRO transactions monthly, you can maximise your savings potential. With the flexibility to choose between the two options, earning bonus interest on your account has never been easier.
Tracking your progress towards earning bonus interest monthly through the UOB TMRW app ensures that you never miss out on maximising your potential savings. The shockingly good exchange rates and no conversion fees offered by bundling your One Account with Mighty FX add further value to your banking experience. With the convenience of monitoring your expenses using UOB Insights, managing your finances has never been more efficient.
With the potential to earn up to S$6,000 in interest a year by utilising your UOB One Account, you have the power to win against inflation and secure your financial future. The numerous benefits, including cashback rewards and entry into lucky draws, make the UOB One Account a valuable tool for achieving your savings goals. By leveraging the expert guidance provided in this article, you can confidently navigate the features of your UOB One Account and make the most of its offerings.
Frequently Asked Questions
Q: What benefits come with the UOB One Account?
A: The UOB One Account offers various benefits including up to 6% p.a. interest, cashback on dining, online shopping, groceries, transport, and more with the UOB One Debit Card.
Q: How can I earn bonus interest on my UOB One Account?
A: You can earn bonus interest by spending a minimum of S$500 on an eligible UOB Card and either crediting a minimum salary of S$1,600 or making 3 GIRO transactions monthly.
Q: What is the maximum annual interest I can earn on my UOB One Account?
A: The maximum annual interest you can earn on deposits of S$150,000 in the UOB One Account is S$6,000, based on meeting specific criteria for eligible card spend and salary credit.
Q: What are the exchange rate benefits of bundling the One Account with Mighty FX?
A: You can enjoy shockingly good conversion rates with no conversion fees when you bundle your One Account with Mighty FX for easy currency conversion.
Q: How can I track my progress towards earning bonus interest?
A: You can easily track your progress monthly by using the UOB TMRW app to ensure you never miss out on bonus interest opportunities for your UOB One Account.
